Antique/Classic Cars, Trucks & Motorcycles
(Hot Rods & Replicas)
Classic Military Vehicles
Vehicles Under Construction
1980 & Newer Vehicles
(that are maintained for collector activities)
(vintage race cars, nostalgia dragsters, Pro-Street)
Under an antique auto insurance policy, am I restricted to how many miles I drive in a year?
Yes & No. We do need to know how many miles you average in a year but the real factor is if you have another daily use vehicle. We need to make sure the antique is not your primary vehicle.
Do I need to have my antique vehicle registered as an antique?
No. A regular private passenger registration will work just fine.
Can I add a recently-licensed driver to my antique auto policy?
All drivers on an antique vehicle policy need to be at least 25 years old.
Will I need to cancel or reduce my policy limits in the winter months?
No. The policy is written for a full year but the winter lay up period is factored into the rating structure, so rates are much lower at that time of year, compared to a standard auto policy.
How old does my car need to be in order to be considered an antique?
Most of the companies we work with require the cars be at least 25 years old but we have some unique situations when there might be other qualifications that apply.
Do I need an appraisal in order to obtain antique vehicle insurance?
For vehicles valued at $30,000 or less we usually do not require an appraisal.
Lately, I’ve seen a few TV shows about antique auto memorabilia. What kinds of items are included in that category?
Some examples of auto memorabilia are gas pumps & signs, license plates, model cars, street lights & signs, etc.